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Get rid of my student loans?

It may be possible for you!

If you-

Graduated or Withdrew from School at least 10 years ago

OR are over 65 or are disabled

AND have made some effort to pay back your loans

Normal payments, income driven repayment plans, even contacting us for a consultation count!

AND filed bankruptcy after November 2022 or plan to now

Normal payments, income driven repayment plans, even contacting us for a consultation count!

You may qualify to have your student loans discharged!

In 2022, the Department of Justice adjusted their polices and made discharging your student loans easier under certain circumstances. Under these new guidelines, nearly 90% of attempts to discharge student loans are successful! If you meet the above requirements, we can file an adversarial proceeding on your behalf to get rid of your student loan debt.

Common Questions-

  • How long does it take?
    • We file right away, and it usually takes 3-6 months to get the final decision back.
  • Will it hurt my credit score?
    • The opposite! When your debt load goes down, your credit score goes up.
  • What if the DOJ changes the rules again? Will my debt come back?
    • No. The end result of this process is a court order discharging your loans due to undue hardship. Future rule changes won't bring them back.
  • How much does it cost?
    • We charge $3250 to prepare and file this case. You can pay via biweekly payments of $125. All fees refunded if we don't get your student loans discharged.

Get our Student Loan Information Packet: