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Does My Non-Filing Spouse Have to Make My Bankruptcy Payments in Chapter 13?

Married people do not have to file a case together.  There are times when only one of the spouses might need or want to file a case and that is absolutely ok.  The non-filing spouse does not have to make the bankruptcy payments in Chapter 13 bankruptcy for the person that files.  This does not mean the non-filing spouse can use the bankruptcy as a shield against a debt they are cosigned on (with

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Stimulus Checks and Bankruptcy

Many people are wondering if any future stimulus checks may be taken by the bankruptcy trustee if they file bankruptcy. These stimulus checks are helping a lot of people make important repairs to their vehicles and homes, buy clothes and supplies for their children, and support local businesses while giving themselves a much-needed break by ordering in. So can you keep your stimulus checks in a bankruptcy? And what if you still have not received your checks? 

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Divorce During Bankruptcy

What happens if I get a divorce during my Chapter 13 bankruptcy?  A Chapter 13 bankruptcy repayment plan lasts between 3 and 5 years. During that time, many families have significant changes to their household—one of those could be divorce. If a married couple decides to get a divorce before their Chapter 13 repayment plan is completed, they will have to decide how they would like their case to proceed.

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Why First and Last Payments in Chapter 13 Bankruptcy are the Most Important Payments to Make Timely

Why first and last payments in chapter 13 bankruptcy are the most important payments to make timely.  In a Chapter 13 bankruptcy, you will make monthly payments to the bankruptcy trustee. The bankruptcy trustee is an official appointed by the United States Trustee Program, a component of the Department of Justice, to administer bankruptcy cases in their region. Part of the trustee’s job is to collect your monthly payment and disburse the funds to your creditors throughout your bankruptcy case. You must

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Mechanic’s and Artisan’s Liens in Bankruptcy

What are Mechanic’s and Artisan’s Liens?  A Mechanic’s or Artisan’s lien is a legal tool available to those in the construction or car repair industry to ensure payment for their work or supplies. A Mechanic’s lien is typically used by contractors, builders, electricians, plumbers, roofers or landscapers when they have not received payment for home improvements or car repairs. They can take a legal claim against a home or real estate

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Student Loan Debt Relief Update

The Biden Administration and the Department of Education recently announced a three-part plan to help federal student loan borrowers. Borrowers are eligible for relief if their individual income is less than $125,000 or $250,000 for households. The Department of Education will provide up to $20,000 in debt cancellation to Pell Grant recipients with loans held by the Department of Education and up to $10,000 in debt cancellation to non-Pell Grant

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