You May Not Need to File Bankruptcy

There are times when we tell potential clients that they may not need to file bankruptcy. If you don’t have any assets or income that a creditor can claim, you are what we call “judgement proof,” and may not need to file bankruptcy. However, just because you are judgment proof does not mean you can’t file bankruptcy or shouldn’t. Sometimes it is money well spent to stop creditor collection efforts and a way to plan […]